Coming Home
Means More
You may qualify for $15,000 down payment assistance.
You’ve spent years making our nation safe, secure, and stable. Now it’s your turn to relax in a home that does the same for you. The NC Housing Finance Agency is here to help make home ownership possible for eligible military veterans.
NC Home Advantage Mortgage™
The NC Home Advantage Mortgage™ offers eligible military veterans and first-time buyers up to 3% of the loan amount to purchase a new home with stable, fixed-rate mortgages. These loans can be structured as VA, FHA, USDA, or conventional.
NC 1st Home Advantage Down Payment
Military veterans may be eligible for $15,000 in down payment assistance with the NC 1st Home Advantage Down Payment.
Your first home is closer than you think!
Home Starts Here.
The NC Housing Finance Agency will help you find a lender, pick the right products for you, and make your home ownership dreams possible.
Home Matters Blog
Small Ways to Show Your Home Some Love
Valentine’s Day is the perfect time to show some love—not just to your loved ones but also to your home!
How to Buy a Home as a Military Veteran
In celebration of National Veterans and Military Families Month, the Home Matters Blog will be discussing…
Tips for Military Veteran Home Buyers
Follow our five tips for military buyers below so you can by the home of your dreams and enjoy it for years to come.
Home Buying FAQs
Is it better to buy or rent?
Buying a home is an exciting thing, however, the decision to move from renting to buying is a big one that requires thoughtful thinking and a lot of research. How do you know which is right for you?
Read our blog, where we ask questions to help you determine whether renting your home or buying for the long term is the right decision for you and your needs.
What are some home buying tips for military veterans?
Aside from checking your credit score and finding a real estate agent, we have a list of helpful resources for our military veterans who want to buy a home.
How much can I afford?
Determining how much you can afford is a great first step in the home buying process. Factors that should be considered are your total monthly income, non-mortgage debts, down payment, your credit score, and interest rates.
Click here to use our Mortgage Calculator and Affordability Calculator to determine how much you can afford.
NC Housing Finance Agency
3508 Bush Street, Raleigh, NC 27609
Thank you to all of our partners for helping us create safe, affordable housing opportunities to enhance the quality of life of North Carolinians.
J. Adam Abram, Board Chair
Scott Farmer, Executive Director
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